FAQ | Teilrevision Versicherungsvertragsgesetz (VVG)

FAQ | Partial revision of the Insurance Contracts Act (VVG)

What will change in the Federal Law on Insurance Contracts (VVG)? What new or amended rights do I have as a policyholder? This page provides you with information on the partial revision of the VVG.

Better protection for insurance customers

The Federal Law on Insurance Contracts (VVG) sets out provisions governing the relationships between insurers and their customers. The existing law is already more than 100 years old and no longer meets the requirements associated with modern-day consumer protection, which is why it has now been revamped.

The changes include greater protection for policyholders and provisions to take account of modern means of communication.
You will be able to process a lot of documents that you have had to sign by hand to date by email, for example a notice of termination.

The changes will come into force on 1 January 2022 and will apply to both new and existing insurance contracts at Baloise.

What are the main changes for our customers?

As of when, and to whom, do the legislative changes apply?

What happens with contracts that run for several years?

What constitutes a significant decrease in risk?

Can I also terminate my contract by email?

Can I also obtain insurance cover for the past?

What can I do if I am insured twice?

When can I request the surrender of a life insurance policy?

Haven't found the answers to your questions? Contact customer service 058 285 05 68 or write an e-mail.

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