Household insurance

Protect what is dear to you with household insurance

Enjoy your home. Because with Baloise household insurance, you no longer have to worry in the event of loss or damage. Whether it’s a fire, a theft or a liability claim – the comprehensive insurance covers all the significant risks. We make good any loss you have suffered and offer support with our unique additional benefits.

Baloise household insurance at a glance

With household insurance from Baloise, you’re on the safe side. In addition to the integrated basic modules, you can customise and complement your insurance with innovative supplementary cover options and safety modules.

Benefits

Home contents insurance covers all persons living in your household
Optimum insurance coverage with an individual choice of cover options
Innovative safety modules for even more security
Can be combined with legal expenses insurance and travel insurance

Fire
Earthquakes
Theft (burglary and simple theft)
Water
Glass breakage
Comprehensive home contents cover
Comprehensive mobile phone cover

Fire

Home contents insurance covers, among other damage, the costs caused by fire, smoke, lightning and natural hazards such as high water, storm or hail.

Earthquakes

The insurance covers, in general, losses due to destruction, damage or physical loss as a result of an earthquake.

Theft (burglary and simple theft)

In addition to burglary, the insurance also covers simple theft, robbery, loss of luggage and vandalism of home contents and buildings in the event of a theft.

Water

The insurance covers damage, among other losses, resulting from the leakage of water and liquids, the penetration of rain water and snow and backflow.

Glass breakage

This includes the breakage of glass in buildings and furniture – including in the case of materials such as Plexiglas and other plastics used as glazing.

Comprehensive home contents cover

Comprehensive coverage of items that are particularly close to your heart.

Comprehensive mobile phone cover

Cover for damage to your mobile phone.

Safety modules

Upgrade your personal insurance coverage to meet your needs with one of the following supplementary options:

“Carefree” safety module
We protect you against the financial consequences in the event of gross negligence, such as a fire caused by a candle left unattended.

“Protection” safety module
Get optimum cover for credit card or data misuse, malware infections on your electronic device, data loss, cyberbullying or identity theft with the “Protection” safety module.

Assistance
Lost your front door key? We’ll organise and pay for the locksmith service.