younGo household insurance - for everyone under 30

younGo offers comprehensive cover for young people under 30 from as little as CHF 120 per year. Ideally suited for single-person households as well as couples, shared apartments and young families.

Great cover, small premium

The package includes home contents and liability insurance. This means that not only is everything covered in your home, but also things like smartphones, handbags, bikes and skis. And thanks to the “Carefree” safety module, there is no benefit reduction in the event of damage caused by gross negligence.

The budget-friendly one-year contract is available from as little as CHF 10 per month (premium payable annually). The value of the home contents must not exceed CHF 40,000 for single persons and CHF 60,000 for multi-person households; otherwise, you will be insufficiently covered (underinsurance).

Schedule of premiums

	Single person	Multi-person household (e.g. couples, shared apartments and families)
Excluding driving of third-party motor vehicles	120 CHF	200 CHF
Including driving of third-party motor vehicles	180 CHF	280 CHF

Sums insured

Single person
40 000 CHF
Multi-person household (e.g. couples, shared apartments and families)
60 000 CHF

Home contents insurance
Personal liability insurance

Fire / natural hazards, burglary / robbery / simple theft on the premises, and water, incl. off-premises cover of up to CHF 40,000 for single-person households and up to CHF 60,000 for multi-person households (couples, shared apartments and families)
Simple theft off premises up to CHF 2,000 (e.g. laptop, bike or luggage)
Glass breakage up to CHF 5,000

Up to CHF 10,000,000
Incl. tenant damage
Optional: Driving of third-party motor vehicles

Safety modules

“Carefree” safety module
Candle left burning? Gas cooker left on? With the “Carefree” safety module, there is no benefit reduction in the event of damage caused by negligence. In addition, in the event of a fire or burglary, Baloise covers, for example, the return flight from your holiday or a part of the costs for psychological support and for the move to a new home.