Car insurance

Switzerland’s low-priced car insurance with top marks for customer satisfaction and individual insurance benefits. We keep our foot on the accelerator to get you back on the road quickly. Discover the benefits now and take out Baloise car insurance online.

Benefits

Comprehensive insurance cover with an individual choice of supplementary cover options
Innovative safety modules for even more protection and security
Exclusive benefits such as cheaper driver safety training, a premium discount if you stay accident-free, and lots more
eBill: the straightforward and convenient way to pay your premium invoice

Rapid and professional damage repair

Entrust one of our partner companies with the professional repair of your vehicle. You benefit from our exclusive services, such as:

Free replacement vehicle while yours is being repaired
Interior and exterior cleaning of your vehicle
Collection and delivery service for the damaged vehicle within the partner garage’s region

Online purchase

Always safely insured – even in the event of a claim

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Liability insurance
Part comprehensive insurance
Fully comprehensive insurance

Liability insurance
Part comprehensive insurance
Fully comprehensive insurance

Liability insurance

Required by law

Liability insurance is legally required insurance for all registered keepers of the vehicle. It covers any damage that you (as the driver of a motor vehicle) may cause to other road users, animals or property. It protects you against unjustified claims for damages made against you.
For details of the Liability Package, please refer to the Terms and Conditions.

Part comprehensive insurance

The Part Comprehensive Package includes liability as well as part comprehensive cover.
We provide cover for damage to the insured vehicle as a result fire, natural hazards, vandalism (breaking of antenna, rear-view mirror, windscreen wiper or similar), glass breakage, marten bites, collision with animals and theft. If necessary, we will also bear the cost of salvaging the vehicle in these cases.

Fully comprehensive insurance

The Fully Comprehensive Package includes all benefits of liability, part comprehensive and collision insurance. Comprehensive financial cover for damage caused by, with or to your vehicle. Damage due to collision, scratching or painting of the vehicle is insured. The Fully Comprehensive Package also provides cover for damage to insured vehicles as a result of fire, natural hazards, vandalism, glass breakage, marten bites, collisions with animals and theft. If necessary, we will also bear the cost of salvaging the vehicle in these cases.

Safety modules

More security and protection thanks to supplementary cover

Upgrade your basic insurance with a choice of useful supplementary cover options.

Damage caused to your parked car by persons unknown

Damage to headlights, tail lights and indicator lights, wing mirrors, sensors in driver assistance systems and legally permitted rotating warning lights.

Damage to personal effects carried in the vehicle

This safety module comes into play if you damage your own property, buildings or motor vehicles with your insured car. The coverage also extends to everyone who lives with you in the same household.

An accident can leave more than just physical damage behind. With the “Carefree” safety module, we cover the cost of psychological support and driver safety training as well as many other material benefits. We help you to cope with the accident and regain your confidence. Damage caused by gross negligence is also covered (except for driving while under the influence of alcohol or unfit to drive and speeding).

In addition, the costs for replacing keys and the cost of changing locks are insured in the event of loss, theft or damage to the vehicle keys up to CHF 5,000.

Electra supplementary cover provides comprehensive protection for your electric vehicle and its accessories. It covers:

Damage to and unusual capacity losses in the high-voltage battery
Damage to and theft of the charging station including charging accessories up to CHF 10,000
Loss or misuse of the charging card and charging app up to CHF 10,000

Roadside breakdown assistance and towing of the insured vehicle, organisation and payment of the costs for the driver and all passengers to travel home or onward, for any necessary overnight stays and for the return transport of the unroadworthy vehicle.

Claims resulting from the sudden destruction of, or damage to, the following caused by external or internal influences are covered. This includes damage to all components in the vehicle’s interior or passenger compartment, as well as in the storage or boot compartment.