Car insurance

Unique:

replacement cost insurance

If your vehicle is no more than two years old, you can insure it at its value as new. This means you will receive the full purchase price in indemnity in the event of total loss or theft – and this applies until the seventh year of operation.
If your vehicle is more than two years old, you can include a current value supplement in your insurance. This means that, in the event of a claim, up to 20 % of the list price will be reimbursed in addition to the vehicle’s current value.

Always safely insured – in the event of a claim

Switzerland’s low-priced car insurance with top marks for customer satisfaction and individual insurance benefits. We keep our foot on the accelerator to get you back on the road quickly. Discover the benefits now and take out Baloise car insurance online.

Services

What type of insurance cover would you like? Find out more about our different car insurance options and take out motor vehicle insurance tailored to your needs online now.

Liability insurance
Part comprehensive insurance
Fully comprehensive insurance

Liability insurance
Part comprehensive insurance
Fully comprehensive insurance

Liability insurance

Required by law

No deductible for liability claims
Cover against claims of up to CHF 100 million

Part comprehensive insurance

Offers additional comprehensive cover for various types of damage to your car

Reduction of CHF 300 for repairs at partner garages
Free replacement vehicle during the repairs

Fully comprehensive insurance

Also includes collision insurance

Deductible from CHF 200 for repairs at partner garages
Deductible from CHF 500 for repairs at a garage of your choice

Packages

Liability

The Liability Package at a glance

Benefits of the Liability Package Maximum insured amount of CHF 100 million against damages instead of the minimum statutory requirement of CHF 5 million Additional premium bonus of up to 70% No deductible for liability claims. What is liability insurance? Liability insurance is a statutory requirement for all vehicle owners. It covers any damage that you (as the driver of a motor vehicle) may cause to other road users, animals or property. We cover the costs of justly asserted claims and defend you against unjustly asserted liability claims. For details of the Liability Package, please refer to the Terms & Conditions.

Liability cover - from:

CHF 0

deductible

Part Comprehensive

The Part Comprehensive Package at a glance

What is part comprehensive insurance? We provide cover for the repair of damage to insured vehicles as a result of fire, natural hazards, vandalism, glass breakage, marten bites, collisions with animals and theft. If required, we also cover the vehicle recovery costs. Benefits of the Part Comprehensive Package: Financial protection against damage to your car as a result of: Fire Natural hazards, such as hail, snow, landslides, floods, etc. Short circuits Theft (and attempted theft) Falling rocks Collision with animals Damage caused by martens Cover of costs in the event of vandalism of your vehicle, such as the breaking off of aerials, rear view mirrors, windscreen wipers or similar. Current value and replacement value supplement Deductible of CHF 0 if repairs are carried out by a Baloise partner garage Deductible of CHF 300 if repairs are by a garage of your own choice For details of the Part Comprehensive Package, please refer to the Terms & Conditions.

Liability cover - from:

CHF 0

deductible

Part comprehensive cover - from:

CHF 0

deductible

Fully Comprehensive

The Fully Comprehensive Package at a glance

The Fully Comprehensive Package includes liability, part comprehensive and collision insurance. Damage resulting from collisions, scratching and painting of the vehicle is insured. This service is only offered in combination with part comprehensive insurance (part comprehensive + collision insurance = fully comprehensive insurance). Deductible of CHF 700 if repairs are carried out by a Baloise partner garage Deductible of CHF 1,000 if repairs are carried out by a garage of your choice For details of the Fully Comprehensive Package, please refer to the Terms & Conditions.

Prämie berechnen

Liability cover - from:

CHF 0

deductible

Part comprehensive cover - from:

CHF 0

deductible

If repaired by a partner garage

- 300*

* Deductible for part comprehensive

Fully comprehensive cover - from:

200 500*

deductible

* If free choice of garage

Benefits

Comprehensive insurance cover with an individual choice of supplementary cover options
Innovative safety modules for even more protection and security
Exclusive benefits such as cheaper driver safety training, a premium discount if you stay accident-free, and lots more

Safety modules

More security and protection thanks to supplementary cover
Upgrade your basic insurance with a choice of useful supplementary cover options, such as our innovative “Carefree” and “First-party damage” safety modules. Baloise car insurance covers you against both visible and invisible damage.

“Carefree” safety module
An accident can leave more than just physical damage behind. With the “Carefree” safety module, we cover the cost of psychological support and driver safety training as well as many other material benefits. We help you to cope with the accident and regain your confidence.

“First-party damage” safety module
This safety module comes into play if you damage your own property, buildings or motor vehicles with your insured car. The coverage also extends to everyone who lives with you in the same household.

Supplementary options

Extend your insurance cover to meet your individual requirements with our supplementary options:

Bonus protection
Insurance for damage while parked
Headlight cover
Personal effects carried in the vehicle
Passenger accident
Assistance

Downloads

Terms and Conditions - BaloiseDirect Motor Vehicle

pdf, 189 KB

Reinstatement

Online purchase

Get a quote now

Further offers

Delivery vehicle insurance

Smooth deliveries with the right inssurance

Find out more

Motorcycle & scooter insurance

Enjoy your rides with peace of mind

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