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About us Legal notice

The website “www.baloise-asset-management.com” is the online presence of Baloise Asset Management, a corporate division of the Baloise Group (hereinafter referred to as “Baloise Asset Management”).
Persons accessing this website and calling up information from it hereby agree to the following terms and conditions.

Scope of application
The scope of application of the services presented on this website may vary. In this connection, please observe the corresponding notices on the individual pages. Generally, the website is not intended for individuals who are prohibited from accessing it on the basis of legislation applicable to them. In addition, unless otherwise specified,

  • the services provided by Baloise Asset Management AG in the areas of investment consulting and asset management are directed primarily at Swiss-domiciled companies
  • the fund products and associated information of Baloise Asset Management, a corporate division of the Baloise Group, presented on this website are intended only for persons residing or domiciled in Switzerland, Germany or Luxembourg (in accordance with the individual funds’ country registration). If you are not domiciled in one of these countries, you are not permitted to access this website. Irrespective of their domicile, “US persons” (see here) for a definition of US persons) are expressly prohibited from visiting this website.

Use of the website and exclusion of liability
In designing and maintaining its website, Baloise Group takes all necessary technical and organisational precautions to ensure the continuous operation of the website. Nevertheless, issues such as loss or falsification of data, virus attacks, temporary breakdowns, etc. cannot be ruled out. Users access the website at their own risk. In particular, Baloise Group offers no assurance as to the operation or flawless operation of the website. Nor does it guarantee that the website or the server hosting it is free of viruses or harmful components.
Baloise Group shall not be liable for loss or damage, or consequential loss or damage, resulting from access to its websites or elements contained on its websites or their use (or from any inability to access or use the websites or elements).
Furthermore, in the event of security risks being detected, Baloise Group expressly reserves the right to interrupt or, in serious cases, to block access to its websites. Baloise Group shall not be liable for any loss or damage, or consequential loss or damage, resulting from the interruption or blocking of access.

Reliability of the published information and exclusion of warranty
Baloise Asset Management AG exercises all due diligence in its efforts to ensure that the information published on the website is correct and up to date at the time of publication. Nevertheless, neither Baloise Asset Management AG nor any of its contractual partners can give any implicit or explicit assurance or warranty (incl. warranty to third parties) with regard to the topicality, accuracy and integrity of the information provided. Neither Baloise Asset Management AG nor any of its contractual partners are liable for losses incurred due to investment decisions of any kind taken on the basis of erroneous, inadequate or missing information. Please note, in particular, that past performance is not a reliable indicator of the future performance of a product or investment instrument. Likewise, preservation of the value of the capital invested cannot be guaranteed.
The products and services presented on these pages shall not be construed to be an offer or recommendation to purchase or sell investment instruments, or to conclude an insurance contract. Unless expressly stated otherwise, Baloise Asset Management AG reserves the right to reject an application without giving reason.
Before opting for a product or service, please read the terms and conditions to the contract and the basic legal information (e.g. the current   sales prospectuses, specific information for investors, and the latest annual and half-year reports, etc.), and seek the advice of our customer advisers or of a qualified expert.

Web links
The website of Baloise Asset Management AG contains links to other websites. Baloise Asset Management AG has not verified these sites and accepts no responsibility for their content, for the products or services offered or other offers made, or for adherence to data privacy laws. Users activate any links at their own risk.

Right of amendment
Baloise Asset Management AG expressly reserves the right to modify information on its website at any time without prior notice.

All elements of the website of Baloise Asset Management AG are protected by copyright and owned exclusively by that company. The content of the website may be downloaded, printed, copied, saved and edited – either fully or in part – for private use only. Baloise Asset Management AG must be mentioned explicitly by name if whole elements or parts thereof are reproduced in any form, either electronically or in print. Copyright notices, trademarks and other legally protected names may not be altered or removed.
By saving or otherwise duplicating software or other data from/to the websites of Baloise Asset Management AG, Baloise Insurance and Baloise Bank SoBa, users are deemed to have accepted the relevant terms of use. The full or partial reproduction, transmission by electronic or other means, modification, linking or use of such data for public or commercial purposes is prohibited without the prior written consent of Baloise Asset Management AG, Baloise Insurance and Baloise Bank SoBa. Third-party copyrights are reserved.

Special provisions relating to the investment funds of Baloise Fund Invest (Lux) SICAV (hereinafter referred to as “BFI (Lux)”) presented on these websites

Subscription to fund units of BFI (Lux)
Subscription to fund units in BFI (Lux) is valid only in connection with the most recent sales prospectus and the key investor information document (KIID), together with the latest annual report and the latest half-year report if the latter is more recent than the former. No-one is authorised to disclose information that is not contained in the sales prospectus or the publicly accessible documents mentioned in said prospectus.

Baloise Fund Invest (Lux) is a fund under Luxembourg law. The key investor information documents (KIIDs), the detailed sales prospectus, the Articles of Association, as well as the annual and half-year reports are all available on this website and may also be ordered free of charge from the representative in Switzerland, Acolin Fund Services AG, Leutschenbachstrasse 50, CH- 8050 Zurich, and from the paying agent / information centre of the relevant country in which the product is sold.


  • Risk notice in connection with investment in fund units in BFI (Lux)
    Investors should note that all investments involve risk and that compensation will not be paid for any losses resulting from an investment in sub-funds. Furthermore, there is no guarantee that BFI (Lux) will achieve its investment objective. Neither BFI (Lux) nor the members of its Board of Directors or their authorised representatives or financial advisors can offer any assurances with regard to future performance. Subscribers and prospective buyers of fund units of BFI (Lux) are advised to inform themselves as to the tax implications, legal requirements and restrictions and currency exchange regimes of their home country or domicile as relevant to the subscription to, holding and sale of fund units of the company. Past performance, simulations or projections are not reliable indicators of future performance. The historical performance data shown takes no account of expenses that may be charged for subscribing to and redeeming units. Commissions and expenses have a negative impact on performance. Any investment involves risk, particularly that of fluctuations in value and returns. If the currency of the financial product does not correspond with your reference currency, returns may be increased or decreased by exchange rate movements. The information provided on this website does not take account of specific or future investment objectives, the investor’s tax or financial situation, or the recipient’s individual needs.
  • US persons
    No steps have been taken to register BFI (Lux) or fund units in BFI (Lux) with the US Securities and Exchange Commission, as prescribed by the US Investment Company Act of 1940 and its amendments, or to comply with other regulations with regard to securities. Therefore, the BFI (Lux) sales prospectus may not be introduced or transmitted to, or disseminated in the United States, its federal states or dependent territories or transmitted to “US persons” (see here for a definition of US persons); all such persons are hereinafter referred to as US persons. Furthermore, fund units in BFI (Lux) may not be offered or sold to US persons. Any violation of these restrictions may constitute a breach of the United States securities legislation. The Board of Directors of BFI may demand the immediate recall of fund units purchased or held by US persons, including from investors who only become US individuals as defined herein after purchasing the fund units.
  • FATCA (Foreign Account Tax Compliance Act)
    The aim of the Foreign Account Tax Compliance Act (FATCA) is to prevent US citizens and US-based legal entities from using Foreign Financial Institutions (FFIs) for the purpose of tax avoidance. The FATCA provisions classify the company as an FFI. Accordingly, the company will, where appropriate, ask its unit holders to provide supporting evidence to justify their tax residence and to provide all other information required to comply with the above legislation.
    Notwithstanding the provisions contained herein and to the extent permitted by Luxembourg law, the company has the right:
    - to withhold any taxes or similar fees relating to holdings in the company, if so required by law or otherwise;
    - to request from each unit holder or beneficial owner of the shares the immediate provision of information required by the company to comply with its legal obligations and/or to determine the size of a sum to be withheld, and to pass on any personal data to a tax or regulatory authority, if this is required by law or requested by one of the authorities;
    - to withhold any dividend payment or redemption payment to an investor until the company has obtained sufficient information to determine the correct amount to be withheld.
    Furthermore, the company hereby affirms that it is a participating FFI within the meaning of FATCA, that it has registered under FATCA, and that it complies with its provisions. The company’s Global Intermediary Identification Number (GIIN) is EWGM5M.00012.ME.442.

Applicable law and place of jurisdiction
Any legal relations resulting from accessing the website of Baloise Asset Management AG are governed by Swiss law. The sole place of jurisdiction for legal proceedings concerning Baloise Asset Management AG is Basel.