- Comprehensive cover from CHF 120 a year
- For anyone under 30: single-person households, shared apartments or young families
Your first apartment – finally independent! Your head is probably full of ideas for making the most of your new-found freedom.
To make sure the costs are covered in case of a claim, we recommend taking home contents and liability insurance. younGo household insurance includes both. This means that not only is everything covered in your home, but also things like handbags, bikes and skis. Thanks to the “Carefree” safety module, your younGo household insurance also covers damage caused as a result of gross negligence.
The budget-friendly one-year contract is available from as little as CHF 10 per month (premium payable annually). With younGo household insurance, your home contents are insured up to CHF 50,000 for a single person and up to CHF 80,000 for a multi-person household. If your home contents exceed these insured amounts, you can opt for underinsurance. In this case, our traditional household insurance provides optimal protection.
|
|
Individuals |
Multi-person households |
|---|---|---|
| Household insurance | 120 CHF | 200 CHF |
| Household insurance + Driving of third-party vehicles |
180 CHF | 280 CHF |
| Household insurance + Plus comprehensive home contents cover |
340 CHF | 480 CHF |
| Household insurance + Driving of third-party vehicles + Plus comprehensive home contents cover |
400 CHF | 560 CHF |
- Single persons:
CHF 50,000 - Multi-person households (e.g. couples, shared apartments and families):
CHF 80,000
- Deductible of CHF 200 (except: natural hazards CHF 500 / glass breakage CHF 0)
- Fire / natural hazard events, burglary / robbery / simple theft on the premises, water up to CHF 50,000 for single-person households and up to CHF 80,000 for multi-person households (couples, shared apartments and families)
- Simple theft off premises up to CHF 2,000 (e.g. laptop, bike or luggage)
- Glass breakage up to CHF 5,000
- Deductible of CHF 200
- Up to CHF 10,000,000
- Incl. tenant damage
- Cover of costs for damage to borrowed vehicles
- Cover of costs for owner’s loss of no-claims bonus
- Worldwide cover
- Comprehensive protection for your home contents including electrical appliances such as e-bikes, smartphones, tablets and TVs
- Deductible of CHF 200
- Sudden damage up to CHF 3,000
Candle left burning? Gas cooker left on? With the “Carefree” safety module, there’s no benefit reduction in the event of damage caused by gross negligence. It protects you from the financial consequences of a mishap that happened to you because of carelessness. We'll pay the costs of such claims – no ifs, ands or buts.
Yes, your electronic devices are insured against damage caused by fire, natural hazard events, water, theft and simple theft off premises. You can also insure your equipment against sudden damage through our Plus comprehensive home contents cover.
Yes, people in the same household are also insured if they're over 30. But those who are under 30 years of age can take out the younGo household insurance.
If you don't cancel or adjust your younGo contract yourself, we'll automatically switch it to our BaloiseCombi household insurance once you reach the age of 30.
If you take out individual insurance, you alone will be insured. However, if you take out family insurance, all the people in your household are automatically co-insured. You don't have to list these persons separately.
You can take out younGo household insurance from the age of 18 and benefit from our offer until you're 30.
Yes, the younGo household insurance allows you to choose insurance for either a single person or a multi-person household. Multi-person households are families, shared apartments or couples.
The sum insured is set at CHF 50,000 for single persons and CHF 80,000 for multi-person households. If you need to increase the insured amount, we recommend that you select our BaloiseDirect household insurance. This allows you to insure your home contents up to an insured amount of CHF 200,000.
The basic cover under the younGo household insurance is fixed. You may opt to add the “driving of third-party vehicles” cover. If you require individually adjusted insurance cover, we recommend our BaloiseDirect household insurance.
The basic cover under the younGo household insurance is fixed. You may opt to add the “driving of third-party vehicles” cover. If you require individually adjusted insurance cover, we recommend our BaloiseDirect household insurance.