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Private customers Motorcycle & scooter insurance

Whether you have a motorcycle, scooter or moped, discover the benefits now and take out your motorcycle insurance easily online.

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Riding your motorcycle is your passion, ensuring your peace of mind is ours. Motorcycle and scooter insurance from Baloise combines the two for an enjoyable ride with the greatest peace of mind.
  • Individual selection of insurance benefits
  • Three months’ riding included free in every package: enjoy a full year of riding and flexibility for the price of just nine months
  • Choice of supplementary cover options
  • Exclusive benefits such as cheaper driver safety training
Liability insurance

Required by law

We cover damage to third party property (e.g. third party vehicles) and injury to persons caused with your vehicle by you as the owner/driver or by a person for whom you are responsible. We cover the costs of justly asserted claims and of defence against unjustly asserted liability claims.

Part comprehensive insurance

Offers additional comprehensive cover for various types of damage to your car

We provide cover for the repair of damage to insured vehicles as a result of fire, natural hazards, vandalism, glass breakage, marten bites, collisions with animals and theft. If necessary, we also bear the cost of recovering the vehicle in these cases.

Fully comprehensive insurance

Also includes collision insurance

Damage resulting from collisions and scratching of the vehicle is insured. This service is only offered in combination with part comprehensive cover (part comprehensive insurance + collision insurance = fully comprehensive insurance).

Safety modules

More security and protection thanks to supplementary cover
Upgrade your basic motorcycle and scooter insurance with a choice of useful supplementary cover options, such as bonus protection, supplementary insurance for your motorcycle clothing or the “Carefree” safety module which includes gross negligence.

Bonus protection
If bonus protection is included, your premium level stays the same after your first claim in each observation period. You can choose bonus protection with the part comprehensive and fully comprehensive packages.

Safety clothing for motorcyclists
Your supplementary insurance for damage to safety clothing such as helmets, protective suits and combination clothing, including protectors, boots and gloves, at their value as new.

Sum insured: CHF 2,000 or CHF 3,000
Deductible: CHF 0

“Carefree” safety module
With this safety module, we protect you against the financial consequences in the event of an accident, even if caused by gross negligence (e.g. driving through a red light or distraction by a passenger).

After a serious traffic accident, we cover the cost of psychological support (up to CHF 1,500), driver safety training or driving lessons (up to CHF 500) to enable you to feel safe and confident on the road again.

In addition, key replacement and lock change costs are insured in the event of loss, theft or damage to the vehicle keys (up to CHF 5,000).

Supplementary options

Extend your insurance cover to meet your individual requirements with our supplementary options:

  • Headlight cover
  • Personal effects carried in the vehicle
  • Current value supplement
  • Assistance
  • Accident insurance for riders and passengers
Terms and Conditions - BaloiseDirect Motor Vehicle pdf - 189 KB
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